After totally evaluating 24 insurance coverage firms, NerdWallet’s editorial crew has put collectively an inventory of the most effective automobile insurance coverage in Washington. We base our star scores on necessary components like protection and low cost choices, affordability, buyer satisfaction and an organization’s monetary power.
Listed here are the most effective automobile insurance coverage firms in Washington:
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The very best automobile insurance coverage firms in Washington
Right here’s our checklist of the most effective auto insurance coverage in Washington for various classes, plus what makes them the most effective.
Vacationers
5.0
NerdWallet’s scores are decided by our editorial crew. The scoring method takes into consideration shopper grievance and buyer satisfaction information.
Vacationers presents a broad vary of protection choices and reductions that can assist you customise your automobile insurance coverage coverage.
ReductionsScores are based mostly on the variety of reductions an organization presents compared to different insurers.
Nice set of reductions
Ease of useScores are decided by our editorial crew. Our “ease of use” class seems to be at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsScores are based mostly on complaints to state regulators relative to an organization’s measurement, in line with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
Vacationers
5.0
NerdWallet’s scores are decided by our editorial crew. The scoring method takes into consideration shopper grievance and buyer satisfaction information.
Vacationers presents a broad vary of protection choices and reductions that can assist you customise your automobile insurance coverage coverage.
ReductionsScores are based mostly on the variety of reductions an organization presents compared to different insurers.
Nice set of reductions
Ease of useScores are decided by our editorial crew. Our “ease of use” class seems to be at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsScores are based mostly on complaints to state regulators relative to an organization’s measurement, in line with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
Why it is the most effective
Vacationers earned the best total rating out of 24 eligible automobile insurance coverage firms in Washington. The corporate is among the largest insurers within the nation, and presents a variety of reductions and protection sorts.
Our star scores reward firms for customer-first options and practices, so this class represents the most effective total selection for drivers who need a well-rounded insurance coverage firm.
Greatest for buyer complaints
American Household
5.0
NerdWallet’s scores are decided by our editorial crew. The scoring method takes into consideration shopper grievance and buyer satisfaction information.
American Household presents a variety of protection, together with rideshare and hole insurance coverage, however doesn’t promote insurance policies in all states.
ReductionsScores are based mostly on the variety of reductions an organization presents compared to different insurers.
Nice set of reductions
Ease of useScores are decided by our editorial crew. Our “ease of use” class seems to be at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsScores are based mostly on complaints to state regulators relative to an organization’s measurement, in line with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Far fewer than anticipated
Greatest for buyer complaints
American Household
5.0
NerdWallet’s scores are decided by our editorial crew. The scoring method takes into consideration shopper grievance and buyer satisfaction information.
American Household presents a variety of protection, together with rideshare and hole insurance coverage, however doesn’t promote insurance policies in all states.
ReductionsScores are based mostly on the variety of reductions an organization presents compared to different insurers.
Nice set of reductions
Ease of useScores are decided by our editorial crew. Our “ease of use” class seems to be at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsScores are based mostly on complaints to state regulators relative to an organization’s measurement, in line with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Far fewer than anticipated
Why it’s the most effective
American Household had the fewest buyer complaints to state regulators relative to insurers of its measurement. American Household additionally ranked third total in J.D. Energy’s 2024 auto insurance coverage purchasing research[0], and ranked fourth amongst midsize insurers in 2023[0].
Because the eighth largest insurer within the nation, American Household presents a variety of reductions, protection sorts and extra advantages reminiscent of accident forgiveness.
State Farm
5.0
NerdWallet’s scores are decided by our editorial crew. The scoring method takes into consideration shopper grievance and buyer satisfaction information.
With beneficiant protection and reductions for good driving habits, State Farm is a well-liked insurer with fewer complaints in comparison with different giant rivals.
ReductionsScores are based mostly on the variety of reductions an organization presents compared to different insurers.
Common set of reductions
Ease of useScores are decided by our editorial crew. Our “ease of use” class seems to be at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsScores are based mostly on complaints to state regulators relative to an organization’s measurement, in line with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
State Farm
5.0
NerdWallet’s scores are decided by our editorial crew. The scoring method takes into consideration shopper grievance and buyer satisfaction information.
With beneficiant protection and reductions for good driving habits, State Farm is a well-liked insurer with fewer complaints in comparison with different giant rivals.
ReductionsScores are based mostly on the variety of reductions an organization presents compared to different insurers.
Common set of reductions
Ease of useScores are decided by our editorial crew. Our “ease of use” class seems to be at components reminiscent of web site transparency and the way straightforward it’s to file a declare.
Above common
NAIC complaintsScores are based mostly on complaints to state regulators relative to an organization’s measurement, in line with three years’ value of information from the Nationwide Affiliation of Insurance coverage Commissioners. NerdWallet conducts its information evaluation and reaches conclusions independently and with out the endorsement of the NAIC.
Fewer than anticipated
Why it’s the most effective
State Farm is the most effective automobile insurance coverage firm in Washington for ease of use in line with our comparability of 24 automobile insurance coverage firms. State Farm clients can handle their coverage and submit claims on-line, and the cellular app has glorious person scores for each iOS and Android gadgets.
Moreover, because the nation’s largest auto insurance coverage firm, State Farm additionally presents a protracted checklist of protection sorts and insurance coverage insurance policies.
Searching for the bottom auto insurance coverage charges in your state? Vacationers has the most affordable common full protection fee in Washington. To search out different low-cost choices, take a look at NerdWallet’s checklist of the least expensive automobile insurance coverage in Washington.
Full checklist of the most effective automobile insurance coverage firms in Washington
Out of all 24 automobile insurers NerdWallet analyzed, right here is the total checklist of auto insurance coverage firms in Washington that present the most effective automobile insurance coverage. Solely firms with a NerdWallet star score of 4.5 or larger have been thought-about.
5.0
NerdWallet score
NerdWallet’s scores are decided by our editorial crew. The scoring method incorporates reductions, web site transparency, monetary power, grievance information and extra.
5.0
NerdWallet score
NerdWallet’s scores are decided by our editorial crew. The scoring method incorporates reductions, web site transparency, monetary power, grievance information and extra.
5.0
NerdWallet score
NerdWallet’s scores are decided by our editorial crew. The scoring method incorporates reductions, web site transparency, monetary power, grievance information and extra.
5.0
NerdWallet score
NerdWallet’s scores are decided by our editorial crew. The scoring method incorporates reductions, web site transparency, monetary power, grievance information and extra.
4.5
NerdWallet score
NerdWallet’s scores are decided by our editorial crew. The scoring method incorporates reductions, web site transparency, monetary power, grievance information and extra.
4.5
NerdWallet score
NerdWallet’s scores are decided by our editorial crew. The scoring method incorporates reductions, web site transparency, monetary power, grievance information and extra.
4.5
NerdWallet score
NerdWallet’s scores are decided by our editorial crew. The scoring method incorporates reductions, web site transparency, monetary power, grievance information and extra.
4.5
NerdWallet score
NerdWallet’s scores are decided by our editorial crew. The scoring method incorporates reductions, web site transparency, monetary power, grievance information and extra.
4.5
NerdWallet score
NerdWallet’s scores are decided by our editorial crew. The scoring method incorporates reductions, web site transparency, monetary power, grievance information and extra.
4.5
NerdWallet score
NerdWallet’s scores are decided by our editorial crew. The scoring method incorporates reductions, web site transparency, monetary power, grievance information and extra.
*USAA is simply out there to navy, veterans and their households.
How one can get the most effective automobile insurance coverage in Washington
Nonetheless unsure which firm to go along with? Attempt the following pointers:
Assess your wants. Consider your individual wants and preferences earlier than deciding on a automobile insurance coverage firm, since everybody’s wants are completely different. For instance, one individual would possibly prioritize an organization with sturdy customer support and a low-mileage low cost, whereas one other could prize affordability and a well-polished cellular app.
Do extra analysis. Whereas the businesses on this web page characterize stable decisions, it’s possible you’ll need to discover different choices. Whichever insurer you go along with, be sure that they’re financially steady, have few buyer complaints and supply the protection you want at a aggressive worth. You may also take a look at our full checklist of auto insurance coverage opinions.
Contemplate small insurance coverage firms. Small, regional insurers could present a greater worth and customer support than the large firms you see marketed on TV. You may need to recruit the assistance of an area unbiased automobile insurance coverage agent to seek out them.
Store round every year. Make a apply of buying automobile insurance coverage quotes about every year — particularly if worth is necessary to you. Insurers regulate automobile insurance coverage charges recurrently, so an organization that gave you the most effective fee final yr would possibly now not be a discount this yr. Make sure to get quotes from no less than three insurers, and for probably the most correct comparability, use the identical or comparable protection choices and deductibles whereas purchasing round.
How we discovered the most effective automobile insurance coverage in Washington
NerdWallet’s editorial crew thought-about pricing, reductions, grievance information from the Nationwide Affiliation of Insurance coverage Commissioners, and extra to find out the most effective automobile insurance coverage firms in Washington. Our “ease of use” class contains components reminiscent of web site transparency and the way easy it’s to file a declare. As we proceed to guage extra insurance coverage suppliers and obtain contemporary market information, our checklist of greatest automobile insurance coverage firms is prone to change over time. In our checklist of the most effective insurers within the state, we solely embrace insurance coverage firms which have achieved a minimal NerdWallet star score of 4.5.
